271972116
FIRST MERCHANTS BANK
✓ Valid Checksum
Active
- Institution Name
- FIRST MERCHANTS BANK
- Institution Type
- Commercial Bank
- City / State
- DALEVILLE, IN
Supported Transaction Types
✓ ACH Transfers
Direct deposit, bill pay, person-to-person transfers. Processed in 1–3 business days.
✗ Wire Transfers
Real-time, same-day settlement via Fedwire. Used for large or time-sensitive transfers.
✓ Check Processing
Printed on the bottom-left of checks. Used to route paper and electronic check payments.
Note: Some banks use a separate routing number for wire transfers. Always confirm wire routing numbers directly with your bank before initiating a wire transfer.
ABA Checksum Validation
Every ABA routing number includes a built-in check digit (the 9th digit) that allows banks to detect transcription errors automatically. The checksum uses a weighted formula: multiply each digit by 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum must be divisible by 10.
×3
2
6
×7
7
49
×1
1
1
×3
9
27
×7
7
49
×1
2
2
×3
1
3
×7
1
7
×1
6
6
Sum = 6 + 49 + 1 + 27 + 49 + 2 + 3 + 7 + 6 = 150
150 ÷ 10 = 15 remainder 0 → Valid routing number
Quick Reference
Other Routing Numbers for FIRST MERCHANTS BANK
Large banks often have different routing numbers by state or region.
- 044072243 IN
- 071205850 IN
- 072402157 IN
- 072414161 IN
- 072414310 IN
- 072414394 IN
- 074903353 IN
- 074905461 IN
- 074908303 IN
- 074913275 IN
- 074913314 IN
- 074913660 IN
- 074913712 IN
- 074971945 IN
- 271974033 IN
- 274970843 IN