In-depth guides on ABA routing numbers, ACH payments, wire transfers, and US banking — from the RoutingNumberDecoder.com editorial team.
Sending money abroad? You'll need a SWIFT/BIC code, not just a US ABA routing number. Here's how the two systems work together.
Read article →Every valid ABA routing number passes a mathematical checksum. Banks use this algorithm to instantly detect mistyped routing numbers before funds are moved.
Read article →Large banks like Chase and Bank of America have dozens of routing numbers, one per state or region. Here's why that is and how to find the right one.
Read article →Credit unions have their own routing numbers just like banks, but there are some important differences in how they handle ACH and wire transactions.
Read article →Setting up direct deposit requires your routing number and account number. Here's exactly what to fill in on the form, with examples for major banks.
Read article →Your routing number identifies your bank; your account number identifies your specific account. Mixing them up can delay or misdirect payments.
Read article →You can find your bank's routing number on a check, in your mobile app, on your bank's website, or through the Federal Reserve's directory.
Read article →ACH and wire transfers often use different routing numbers, even at the same bank. Here's how to tell them apart and which to use.
Read article →The ABA routing number system was invented in 1910 to sort paper checks. Over a century later it still powers trillions of dollars in digital payments.
Read article →A routing number is a nine-digit code that identifies your bank in the US payment system. Learn what it is, how it works, and when you need it.
Read article →