253177984

EMERGENCY RESPONDERS CREDIT UNION

✓ Valid Checksum Active
Institution Name
EMERGENCY RESPONDERS CREDIT UNION
Institution Type
Credit Union
City / State
WINSTON-SALEM, NC

Supported Transaction Types

✓ ACH Transfers

Direct deposit, bill pay, person-to-person transfers. Processed in 1–3 business days.

✗ Wire Transfers

Real-time, same-day settlement via Fedwire. Used for large or time-sensitive transfers.

✓ Check Processing

Printed on the bottom-left of checks. Used to route paper and electronic check payments.

Note: Some banks use a separate routing number for wire transfers. Always confirm wire routing numbers directly with your bank before initiating a wire transfer.

ABA Checksum Validation

Every ABA routing number includes a built-in check digit (the 9th digit) that allows banks to detect transcription errors automatically. The checksum uses a weighted formula: multiply each digit by 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum must be divisible by 10.

×3
2
6
×7
5
35
×1
3
3
×3
1
3
×7
7
49
×1
7
7
×3
9
27
×7
8
56
×1
4
4
Sum = 6 + 35 + 3 + 3 + 49 + 7 + 27 + 56 + 4 = 190
190 ÷ 10 = 19 remainder 0 → Valid routing number

Learn more about verifying routing numbers →