RND RoutingNumberDecoder
211174181

BEACON BANK & TRUST

✓ Valid Checksum Active
Institution Name
BEACON BANK & TRUST
Institution Type
Commercial Bank
City / State
LINCOLN, RI

Supported Transaction Types

✓ ACH Transfers

Direct deposit, bill pay, person-to-person transfers. Processed in 1–3 business days.

✗ Wire Transfers

Real-time, same-day settlement via Fedwire. Used for large or time-sensitive transfers.

✓ Check Processing

Printed on the bottom-left of checks. Used to route paper and electronic check payments.

Note: Some banks use a separate routing number for wire transfers. Always confirm wire routing numbers directly with your bank before initiating a wire transfer.

ABA Checksum Validation

Every ABA routing number includes a built-in check digit (the 9th digit) that allows banks to detect transcription errors automatically. The checksum uses a weighted formula: multiply each digit by 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum must be divisible by 10.

×3
2
6
×7
1
7
×1
1
1
×3
1
3
×7
7
49
×1
4
4
×3
1
3
×7
8
56
×1
1
1
Sum = 6 + 7 + 1 + 3 + 49 + 4 + 3 + 56 + 1 = 130
130 ÷ 10 = 13 remainder 0 → Valid routing number

Learn more about verifying routing numbers →

Quick Reference

Routing Number
211174181
State
RI
Type
Commercial Bank

Other Routing Numbers for BEACON BANK & TRUST

Large banks often have different routing numbers by state or region.

View all routing numbers →

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