063215845
FIRST FEDERAL BANK
✓ Valid Checksum
Active
- Institution Name
- FIRST FEDERAL BANK
- Institution Type
- Commercial Bank
- City / State
- LAKE CITY, FL
Supported Transaction Types
✓ ACH Transfers
Direct deposit, bill pay, person-to-person transfers. Processed in 1–3 business days.
✗ Wire Transfers
Real-time, same-day settlement via Fedwire. Used for large or time-sensitive transfers.
✓ Check Processing
Printed on the bottom-left of checks. Used to route paper and electronic check payments.
Note: Some banks use a separate routing number for wire transfers. Always confirm wire routing numbers directly with your bank before initiating a wire transfer.
ABA Checksum Validation
Every ABA routing number includes a built-in check digit (the 9th digit) that allows banks to detect transcription errors automatically. The checksum uses a weighted formula: multiply each digit by 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum must be divisible by 10.
×3
0
0
×7
6
42
×1
3
3
×3
2
6
×7
1
7
×1
5
5
×3
8
24
×7
4
28
×1
5
5
Sum = 0 + 42 + 3 + 6 + 7 + 5 + 24 + 28 + 5 = 120
120 ÷ 10 = 12 remainder 0 → Valid routing number
Quick Reference
Other Routing Numbers for FIRST FEDERAL BANK
Large banks often have different routing numbers by state or region.
- 053208024 FL
- 063114658 FL
- 063116164 FL
- 063193093 FL
- 063201435 FL
- 063205211 FL
- 263184488 FL
- 064108663 TN
- 264171270 TN
- 275971692 WI