053201487
FIRST -CITIZENS BANK & TRUST CO
✓ Valid Checksum
Active
- Institution Name
- FIRST -CITIZENS BANK & TRUST CO
- Institution Type
- Commercial Bank
- City / State
- RALEIGH, NC
Supported Transaction Types
✓ ACH Transfers
Direct deposit, bill pay, person-to-person transfers. Processed in 1–3 business days.
✗ Wire Transfers
Real-time, same-day settlement via Fedwire. Used for large or time-sensitive transfers.
✓ Check Processing
Printed on the bottom-left of checks. Used to route paper and electronic check payments.
Note: Some banks use a separate routing number for wire transfers. Always confirm wire routing numbers directly with your bank before initiating a wire transfer.
ABA Checksum Validation
Every ABA routing number includes a built-in check digit (the 9th digit) that allows banks to detect transcription errors automatically. The checksum uses a weighted formula: multiply each digit by 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum must be divisible by 10.
×3
0
0
×7
5
35
×1
3
3
×3
2
6
×7
0
0
×1
1
1
×3
4
12
×7
8
56
×1
7
7
Sum = 0 + 35 + 3 + 6 + 0 + 1 + 12 + 56 + 7 = 120
120 ÷ 10 = 12 remainder 0 → Valid routing number
Quick Reference
Other Routing Numbers for FIRST -CITIZENS BANK & TRUST CO
Large banks often have different routing numbers by state or region.
- 031207856 NC
- 053202282 NC
- 053206660 NC
- 061107816 NC
- 061119765 NC
- 061192669 NC
- 063116274 NC
- 066015767 NC
- 071974408 NC
- 072471939 NC
- 075001047 NC
- 075011930 NC
- 091071598 NC
- 253271974 NC
- 275071288 NC
- 322271106 NC
- 322286492 NC