031101114

THE BANCORP BANK

✓ Valid Checksum Active
Institution Name
THE BANCORP BANK
Institution Type
Commercial Bank
City / State
SIOUX FALLS, SD

Supported Transaction Types

✗ ACH Transfers

Direct deposit, bill pay, person-to-person transfers. Processed in 1–3 business days.

✓ Wire Transfers

Real-time, same-day settlement via Fedwire. Used for large or time-sensitive transfers.

✓ Check Processing

Printed on the bottom-left of checks. Used to route paper and electronic check payments.

Note: Some banks use a separate routing number for wire transfers. Always confirm wire routing numbers directly with your bank before initiating a wire transfer.

ABA Checksum Validation

Every ABA routing number includes a built-in check digit (the 9th digit) that allows banks to detect transcription errors automatically. The checksum uses a weighted formula: multiply each digit by 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum must be divisible by 10.

×3
0
0
×7
3
21
×1
1
1
×3
1
3
×7
0
0
×1
1
1
×3
1
3
×7
1
7
×1
4
4
Sum = 0 + 21 + 1 + 3 + 0 + 1 + 3 + 7 + 4 = 40
40 ÷ 10 = 4 remainder 0 → Valid routing number

Learn more about verifying routing numbers →